Saturday, January 14, 2012

What You Need to Know About................The Health Insurance Takeover

Currently in Washington State most every school district has a separate insurance program. Here in Medical Lake we have 10 options, which differ slightly from the options in Cheney, which is different from Spokane, right on down the line statewide.

What the legislature is considering is creating one statewide insurance plan, much like the other state employees have, and putting all school employees into this new system. The genesis of this was a report out of the state auditor's office last year that said the state could save $180 million dollars by creating One Big Pool, which is math that is strenuously denied by the WEA. Statewide the Public School Employees union, which represents classified staff, has come out in favor of the idea, though our own local PSE has concerns.

In general, the thought about switching is that folks who cover their entire family would likely end up paying less out of pocket than they do now. Those who cover only themselves--essentially, those who contribute to the pool--would see their rates increase, and there wouldn't be pooling and longer. If the plan switched there wouldn't be a guarantee that you would be able to keep your current doctor or dentist, though if they accepted other state employees odds are they would take the new School Employees plan, too.

For more information please visit the WEA Our Voice website, here. The Governor, the Senate Majority Leader, and the House budget writer have all come out for the idea, but even if it goes through the important thing is to let them know that lowering our health benefits would be an awful thing to do to families.